What is the routing number on a check or what’s my checking account number? in this article, you find more about what’s checking account number. There are different kinds of members on a check. This includes routing number, account number, and check number. These numbers serve as a significate factor for a valid check to receive money from the respective institution. A routing number consists of a nine-digit code that serves as a recognition or identification of a financial institution in the United States.
A routing number can also be identified as a routing transit number (RTN) and also American Bankers Association (ABA) routing number. The mean purpose of a routing number is to help institutions to direct exchanges of funds to and from one financial institution. Where you can see a checking account number or routing number is at the bottom corner of personal checks before your account number.
Routing and Account Number on Check
First of all, you need to understand that there is a difference between a routing number and an account number on a personal check. Where you can find a routing number on a check is beside your account number. Here is the meaning of the list of numbers on a personal check:
Just like I mentioned earlier, a routing number appears as a nine-digit number on the check. The routing number is created by American Bankers Association used to direct the exchange of funds from one account to another.
The account number is a unique set of digits that identifies the owner of the account. Your account number is assigned to you by your bank and it consists of 11 digits. You can find your account number in the middle of your routing number and your check number.
A check number is not that essential to the routing number and account number. The use of a check number is to help you to keep recode of your payments. You can find your check number at the bottom of the right corner of your check.
How to Find a Checking Account Number
First of all, to find the checking account number or routing number, and also your account number, you can find it on the bottom of the check issued by your bank. When for those that don’t have a checkbook where you can check your routing number. On how to find a routing number without a check, you can either visit your bank website or contact your local branch.
Keep in mind, routing number varies based on bank and region. Most time, a particular bank can have multiple routing numbers, therefore you need to ensure that the routing number goes well with your particular bank where you created your account. here is the following sample of routing numbers on various bank checks: