Car Insurance Quotes in NJ – The Best Cheapest Car Insurance in New Jersey for 2022

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How much are car insurance quotes in New Jersey for a new drive or what are the cheapest car insurance quotes in NJ? Mstwotoes make research on various auto insurance rates across various insurers to provide the cheapest car insurance in New Jersey. We reviewed some of the largest auto insurance companies in New Jersey and State Farm serves as the best cheapest car insurance rate for drivers with a minimum coverage of $427.

Car Insurance Quotes in NJ - The Best Cheapest Car Insurance in New Jersey for 2022
Car Insurance Quotes in NJ – The Best Cheapest Car Insurance in New Jersey for 2022

All drivers in the United States must have insurance coverage, but it is difficult to find cheap car insurance in New Jersey. The best way in which you can find the cheapest car insurance quotes in NJ is to compare rates from other insurers. Normally, the average cost of full auto insurance coverage in New Jersey is about 1,971 per year and $164 per month. For average minimum coverage in NJ, it is about $973 per year. But based on our research, we found out that Stata Farms offers you the cheapest minimum coverage of $427 per year and $40 per month.

The cheapest car insurance companies in New Jersey

Currently, State Farm offers drivers the cheapest minimum car insurance coverage quotes in NJ. Drivers are requested to pay an average of $427 per year. The cost of State Farm insurance policies is 50% cheaper than the average cost of minimum coverage.

Insurance CompanyAnnual rateMonthly rate
State Farm$427$36
Geico$476$40
Plymouth Rock$724$60
NJM$854$71
Progressive$990$82
Allstate$1,104$92
Travelers$1,346$112

Alternatively, you can also consider Geico since it is the second cheapest minimum coverage car insurance quote in NJ which costs $476 per year and $40 per month.

The Cheapest Full Coverage Auto Insurance in NJ

For the cheapest full coverage auto insurance, State Farm comes as third, while Geico serves as the cheapest full coverage car insurance quotes in NJ. Meaning, Geico offers drivers the cheapest full coverage car insurance which costs an average of $1,134/yr and $94/mn.

Insurance CompanyAnnual rateMonthly rate
Geico$1,134$94
Plymouth Rock$1,332$111
State Farm$1,558$130
NJM$1,769$147
Progressive$1,909$159
Travelers$2,531$211
Allstate$2,562$213

The full auto insurance coverage, also includes comprehensive and collision coverage.

The Cheapest Car Insurance for 18-year-old in New Jersey

If you’re 18-year old and you’re looking for cheap car insurance, Geico is the best insurance company to consider for young drivers in NJ. Geico provides the young driver with a minimum coverage cost of $947 which is 60% less than the average.

Insurance CompanyLiability onlyFull coverage
Geico$947$2,453
State Farm$1,320$4,615
NJM$1,760$3,605
Allstate$2,310$8,013
Travelers$2,589$5,376
Progressive$3,419$8,791
Plymouth Rock$4,298$10,682

However, it’s more advisable for young drivers t use their parent’s policy. The cost of adding an 18-year old driver to a previously existing policy saves more money than the cost of purchasing an insurance policy for an 18-year old.

Best car insurance in NJ

  • State Farm
  • Geico
  • Progressive
  • NJM
  • Allstate
  • Plymouth Rock

In addition, USAA is another cheap car insurance provider, but the only disadvantage about the USAA is that it only available to people and families who serve or served in the military or United States Armed Forces.

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