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FHA Loan – Everything you need to know
When I first learned about the FHA loan, I realized it could help people like me and maybe you too buy a home with...
SoFi Personal Loan – Reviews & Apply Online in 2025
When I first looked into getting a SoFi personal loan, I was surprised at how flexible the options were especially since I needed around...
Which Loan Type Provides Subsidy
Which Loan Type Provides Subsidy? Navigating the world of loans can be daunting, especially when seeking financial assistance for significant purchases or projects. One...
When Loan Goes to Underwriting
When your loan goes to underwriting whether it’s for $3,000 USD, $30,000 USD, or even $300,000 USD it’s a big step in the process....
Mortgage Protection Insurance – Protect Your Home & Family
When I first looked into buying a home, one of the terms that caught my attention was “mortgage protection insurance.” At first, I thought...
Reverse Mortgage – What You Need to Know
A reverse mortgage lets you borrow money against the equity in your home, sometimes as much as $300,000 USD to $500,000 USD or more,...
How Mortgage Interest Works
When I took out a mortgage for $250,000 USD at a 6% interest rate, I thought I was just borrowing money to buy a...
How Many Mortgage Points Can I Buy
When I first asked myself, “How many mortgage points can I buy?” I discovered it wasn’t just about lowering my interest rate it was...
Why Mortgage Rates Going Up
As someone who’s been paying close attention to my monthly mortgage and budgeting for future home expenses, I’ve noticed something that you’ve probably seen...
Mortgage to Income Ratio
When I was buying my first home, the term “mortgage to income ratio” kept popping up. I didn’t pay much attention to it at...